$30K Career Status Bonus (CSB) / REDUX Plan
CSB/REDUX Definition
Instead of retiring under High-3, these members chose to receive a $30K Service Bonus at 15 years of service in exchange for:
- Agreeing to serve a minimum of another five years
- Then retiring under the less generous REDUX plan
CSB/REDUX Pay Formula
CSB/REDUX Formula
Each of the first 20 years of service is worth 2% toward the retirement multiplier.
REDUX Beyond 20
Each year after the 20th is worth 3.5%.
30-Year Career Calculation
30-Year REDUX
A 30-year career is computed by:
- 2% times 20 years
- PLUS 3.5% for the 10 years beyond 20
- Resulting in a maximum of 75%
Multiplier Application
REDUX Multiplier Application
The multiplier is applied to the average of the member's highest 36 months of basic pay.
REDUX Cost of Living
REDUX COLA = CPI Minus 1%
CSB or REDUX option: Annual cost of living adjustments of Consumer Price Index minus 1% are given based upon the Consumer Price Index of the High-3.
Recomputation at 62
Age 62 Recomputation
Retired pay is recomputed at age 62 so that REDUX and High-3 retirement salaries are equal, but REDUX cost of living adjustments for later years will continue to be Consumer Price Index minus 1%.
Blended Retirement System (BRS)
BRS Eligibility Date
Blended Retirement System (BRS) eligibility:
- Entered the service on or after 1 January 2018
BRS Pay Formula
- 2.0% times the years of service times the average of the highest 36 months of base pay
BRS Cost of Living
BRS COLA
Full inflation protection based on Consumer Price Index.
BRS Election Window
BRS Election Window
Members entering the service prior to 1 January 2018, who have:
- Less than 12 years of service (calculated from the pay date), OR
- Less than 4,320 retirement points (for ARC members) as of 31 December 2017
…may enroll in the BRS.
BRS Thrift Savings Plan Contributions
BRS Auto + Match
Members enrolled in BRS will have a Thrift Savings Plan established that includes automatic and matching government contributions.
Auto Contribution Timing
BRS Auto Contribution Start
DoD begins an automatic contribution of one percent of base pay after 60 days of service (calculated from pay date).
Matching Contribution Timing
BRS Match Start
DoD begins matching contributions up to an additional four percent of base pay after 2 years of service (calculated from pay date).
Contribution Continuation
BRS Contribution Duration
Automatic and matching contributions continue until the member:
- Separates
- Retires
- Completes 26 years of service (calculated from pay date)
BRS Lump Sum Election
BRS Lump Sum
Airmen retiring under the BRS are eligible to elect a lump sum payment of a portion of the Airman's retirement pay.
Lump Sum Form
DD Form 2656
Requests for the lump sum election are documented on the DD Form 2656, *Data for Payment of Retired Personnel*.
90-Day Submission Deadline
90-Day Lump Sum Deadline
Must be submitted to the retirement approval authority NLT 90 days prior to:
- The Airman's retirement effective date for regular retirement, OR
- The date upon which the Airman first becomes eligible to receive retired pay under the non-regular retirement program
Up to 4 Annual Installments
4 Annual Installments
Airmen have the option of receiving the lump sum payment in up to four annual installments.
M&FRC Counseling
M&FRC Pre-Election
Airmen should seek counseling from the Military and Family Readiness Center (M&FRC) prior to election.