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AFH 1 · Chapter 11 · Section 11.6

Veterans Affairs Benefits

Part of Communication · 2 sections · ~752 words · WAPS PFE study material

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VA Benefits — Disability, Education, Vocational Rehab

VA Benefit Categories

VA Benefit Categories
The Department of Veterans Affairs (VA) offers a wide range of benefits to the nation's veterans, service members, and their families. VA benefits and services fall into the major categories of:
  • Disability benefits
  • Education benefits
  • Vocational rehabilitation and employment
  • Home loans
  • Burial benefits
  • Dependents' and survivors' benefits
  • Life insurance
  • Health care

Resources

VA Resources
Airmen requiring specific information on their VA benefits can:
  • Retrieve information at: www.va.gov
  • Contact the closest VA department for eligibility requirements

Disability Compensation

Disability Compensation Definition
Disability compensation is a tax-free monetary benefit paid to veterans with disabilities that are the result of a disease or injury incurred or aggravated during RegAF military service.

Post-Service Disabilities

Post-Service Disabilities
Compensation may be paid for:
  • Post-service disabilities considered related or secondary to disabilities occurring in service
  • Disabilities presumed to be related to circumstances of military service (even though they may arise after service)

Disability Rating Scale

10-100% Rating Scale
The benefit amount is graduated according to the degree of the veteran's disability on a scale from:

- 10 percent to 100 percent (in increments of 10 percent)

Dependent Allowance

Dependent Allowance Threshold
If you have dependents, an additional allowance may be added if your combined disability is rated 30 percent or greater.

Compensation Offsets

Compensation Offsets
Compensation may be offset if you receive:
  • Military retirement pay
  • Disability severance pay
  • Separation incentive payments

Educational Benefits

Educational Benefits Programs
The VA offers a variety of educational benefits to service members and veterans to pursue a higher education during or following their service. Benefit programs include:
  • Post-9/11 GI Bill
  • Montgomery GI Bill
  • Reserve Educational Assistance Program
  • Survivors' and Dependents' Educational Assistance

Yellow Ribbon Program

Yellow Ribbon
The Yellow Ribbon GI Education Enhancement Program is a provision of:

- Public Law 110-252, *Post-9/11 Veterans Educational Assistance Act of 2008*

Vocational Rehabilitation and Employment

VocRehab Services
Airmen may receive services to help with:
  • Job training
  • Employment accommodations
  • Resume development
  • Job seeking skills coaching

…through the VA Vocational Rehabilitation and Employment Program.

Additional Services

Additional VocRehab
Additional services may be provided to assist:
  • Veterans in starting their own businesses
  • Independent living services for those who are severely disabled and unable to work in traditional employment

VA Benefits — Home Loans, Burial, DIC, Life Insurance

Home Loans

VA Home Loan Program
The VA helps service members, veterans, and eligible surviving spouses become homeowners by providing:
  • A home loan guaranty benefit
  • Other housing-related programs

…to help Airmen buy, build, repair, retain, or adapt a home for their own personal occupancy.

How VA Loans Work

VA Loan Mechanism
VA home loans are provided by private lenders, such as banks and mortgage companies.
VA Guarantee
VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Burial Benefits

155 National Cemeteries
The VA National Cemetery Administration operates 155 national cemeteries providing burial space for:
  • Eligible Active-Duty
  • Retirees
  • Veterans
  • Eligible dependents

What Burial Benefits Include

Burial Benefits Items
Burial benefits include:
  • Gravesite
  • Opening and closing of grave
  • Perpetual care
  • Government headstone or marker

at no cost or obligation to the family.

Additional Burial Items

Additional Burial Items
In addition, a burial flag and presidential memorial certificate may be given at no cost or obligation after submitting a completed application to the VA.

Dependency and Indemnity Compensation (DIC)

DIC Definition
Dependency and indemnity compensation is a tax-free monetary benefit generally payable to:
  • Surviving spouse
  • Child
  • Parent of service members
  • Survivors of veterans who died from their service-connected disabilities

DIC for Parents

DIC for Parents
Dependency and indemnity compensation is an income-based benefit for parents who were financially dependent on a service member or veteran who died from a service-related cause.

Life Insurance

VA Life Insurance Purpose
The VA provides valuable life insurance benefits to give service members and veterans the peace of mind that comes with knowing their family is protected.

Why VA Life Insurance Exists

VA Life Insurance Genesis
The VA life insurance programs were developed to provide financial security for service member families given the extraordinary risks involved in military service.

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